Innovation and Automation at the Heart of the New Lending Reality

Innovation and Automation at the Heart of the New Lending Reality

QUALCO |

This interview was originally published on Mononews.gr.


As the demand for security, speed, transparency, and trust across the financial services spectrum becomes imperative, traditional lending processes are rapidly becoming a thing of the past. Today, the market requires fast service, clarity, and fair evaluation. In this context, technology and digital transformation have become key allies for businesses and consumers seeking to meet the modern demands of the financial ecosystem. 

Since its founding, Qualco has maintained an international presence and earned wide recognition, offering comprehensive end-to-end proprietary software solutions for the financial sector and helping organisations successfully navigate market challenges. Over time, the company has evolved into a strategic partner for the organisations that trust it, developing technological tools that redefine credit and lending, addressing the real needs of today, and fully supporting the lifecycle of a loan, from pre-approval to long-term management. 

Qualco’s advanced platforms, QUALCO Loan Originator (QLO) and QUALCO Loan Manager (QLM), deliver a seamless digital experience, from the moment of approval to the responsible and sustainable management of the loan, prioritising speed, control, and transparency, all of which are essential in today’s financial ecosystem.

From Application to Servicing

QUALCO Loan Originator (QLO) fully digitalises the lending process, processing loan applications from submission to approval in just a few minutes while reducing operational costs by up to 40%. Through rules-based and advanced decision-making tools, QLO enables intelligent, fast, and fair evaluation of applications, helping organisations mitigate credit risk and deliver personalised loan solutions for each customer. Fully supporting both web and mobile channels, it can be deployed by financial institutions as well as retail businesses to manage any type of loan - mortgages, consumer loans, business loans, credit cards, and more - integrating all stages of the loan process, from application and evaluation to approval and disbursement, into a single, automated environment. 

Then, QUALCO Loan Manager (QLM) takes over loan management, monitoring, and modification. With powerful automation, precise calculations, and full transparency at every stage - from portfolio onboarding to disbursement, restructuring, or maturity - QLM ensures sustainable, 360° oversight of loans, providing flexibility and complete traceability. It automates complex workflows, allowing organisations to operate faster and more efficiently, while ensuring full compliance with regulatory requirements. 

Qualco’s core objective is to contribute to the creation of a more resilient, efficient, and customer-centric financial ecosystem, ready to meet the demands of the future. 

Want to learn more about our offerings? 

LET'S TALK